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The international card that respects your money
The international card that respects your money
Visa® card accepted in 180 countries. Leave behind outrageous fees and earn cashback on your next trip.
Visa® card accepted in 180 countries. Leave behind outrageous fees and earn cashback on your next trip.
Visa® card accepted in 180 countries. Leave behind outrageous fees and earn cashback on your next trip.
Proven economy
Others charge fees up to 9 times higher when converting your money
Unbeatable conversion rate
We use digital dollars to eliminate costs and offer the best conversion in Brazil — without hidden fees or inflated spreads.
Add balance with pix or cryptocurrencies.
No annual fee and extra costs
No annual fee, no usage fee, no catch.
Receive your physical card for free. Pay less on conversion and spend at no additional cost.
Accepted in 180 countries and currencies
Works anywhere in the world that accepts Visa.
Your next adventure could be in the United States, Europe, or Vietnam — The conversion of your balance into other currencies is automatic and based on the exchange rate of the day.
Receive Cashback every week
Cashback that does not expire and with immediate redemption.
Spend 200 dollars to activate a weekly cashback of 2% on your purchases. It's that simple. You can also increase this return up to 5% by investing in our products.
Use with Google Pay and Apple Pay
Start using the card even before receiving it: Add it to your digital wallet and pay contactless at terminals using your phone or smartwatch.
More convenience and security for you.
Virtual Cards
Create new virtual cards for subscriptions and online purchases. Freeze to block new purchases and receive notifications for each new transaction.
Unbeatable conversion rate
We use digital dollars to eliminate costs and offer the best conversion in Brazil — without hidden fees or inflated spreads.
Add balance with pix or cryptocurrencies.
No annual fee and extra costs
No annual fee, no usage fee, no catch.
Receive your physical card for free. Pay less on conversion and spend at no additional cost.
Accepted in 180 countries and currencies
Works anywhere in the world that accepts Visa.
Your next adventure could be in the United States, Europe, or Vietnam — The conversion of your balance into other currencies is automatic and based on the exchange rate of the day.
Receive Cashback every week
Cashback that does not expire and with immediate redemption.
Spend 200 dollars to activate a weekly cashback of 2% on your purchases. It's that simple. You can also increase this return up to 5% by investing in our products.
Use with Google Pay and Apple Pay
Start using the card even before receiving it: Add it to your digital wallet and pay contactless at terminals using your phone or smartwatch.
More convenience and security for you.
Virtual Cards
Create new virtual cards for subscriptions and online purchases. Freeze to block new purchases and receive notifications for each new transaction.
Unbeatable conversion rate
We use digital dollars to eliminate costs and offer the best conversion in Brazil — without hidden fees or inflated spreads.
Add balance with pix or cryptocurrencies.
No annual fee and extra costs
No annual fee, no usage fee, no catch.
Receive your physical card for free. Pay less on conversion and spend at no additional cost.
Accepted in 180 countries and currencies
Works anywhere in the world that accepts Visa.
Your next adventure could be in the United States, Europe, or Vietnam — The conversion of your balance into other currencies is automatic and based on the exchange rate of the day.
Receive Cashback every week
Cashback that does not expire and with immediate redemption.
Spend 200 dollars to activate a weekly cashback of 2% on your purchases. It's that simple. You can also increase this return up to 5% by investing in our products.
Use with Google Pay and Apple Pay
Start using the card even before receiving it: Add it to your digital wallet and pay contactless at terminals using your phone or smartwatch.
More convenience and security for you.
Virtual Cards
Create new virtual cards for subscriptions and online purchases. Freeze to block new purchases and receive notifications for each new transaction.
The math that no one shows you.
We use digital dollars for international payments, so we do not charge IOF and exchange fees. Same payment experience. More money in your pocket.
Picnic
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Simulation conducted according to the rates announced in the terms of service for each platform on September 22, 2025.
The math that no one shows you.
We use digital dollars for international payments, so we do not charge IOF and exchange fees. Same payment experience. More money in your pocket.
Picnic
N••••
N•••••
W•••
The math that no one shows you.
We use digital dollars for international payments, so we do not charge IOF and exchange fees. Same payment experience. More money in your pocket.
Picnic
N••••
N•••••
W•••
How do we keep your money safe
Instead of keeping your money in a traditional bank server, we use the blockchain — a global network that uses encryption.
This means institutional security in your pocket. Without depending on banks, government, or business hours.
Proven security
The digital dollar is issued by Circle, a regulated and audited company in the United States. The same system used by Black Rock and other large management firms.
Your money, not ours
Your balance is kept in a private account on the blockchain. No one but you can move your funds — not even us.
Protected by Biometrics
All transactions are protected by encryption and biometric verification with your mobile phone.
How do we keep your money safe
Instead of keeping your money in a traditional bank server, we use the blockchain — a global network that uses encryption.
This means institutional security in your pocket. Without depending on banks, government, or business hours.
Proven security
The digital dollar is issued by Circle, a regulated and audited company in the United States. The same system used by Black Rock and other large management firms.
Your money, not ours
Your balance is kept in a private account on the blockchain. No one but you can move your funds — not even us.
Protected by Biometrics
All transactions are protected by encryption and biometric verification with your mobile phone.
How do we keep your money safe
Instead of keeping your money in a traditional bank server, we use the blockchain — a global network that uses encryption.
This means institutional security in your pocket. Without depending on banks, government, or business hours.
Proven security
The digital dollar is issued by Circle, a regulated and audited company in the United States. The same system used by Black Rock and other large management firms.
Your money, not ours
Your balance is kept in a private account on the blockchain. No one but you can move your funds — not even us.
Protected by Biometrics
All transactions are protected by encryption and biometric verification with your mobile phone.
Who already uses
Who already uses
Who already uses
50 thousand Brazilians are already traveling and investing intelligently.
50 thousand Brazilians are already traveling and investing intelligently.
Our clients transacted more than 200 million dollars on our platform.
Our clients transacted more than 200 million dollars on our platform.
Using @usepicnicbr has already saved me a lot of money in fees. It's not enough to just dollarize; you have to find a platform that doesn't take part of your money away in the process.
Filipe Telles
I am really impressed with the conversion rate. I use the card even in Brazil. Keeping my money in dollars and only converting to reais when I spend is so good 🤩
Rai Auad
Picnic shows genuine commitment and care for each user. This is the level of excellence that transforms technology into a premium experience.
Leandro Cunha
Excellent! I found it very easy — especially because I can use it on my phone. I am really enjoying it!
Juan Montoni
At Picnic, the custody is yours. You are the one who really receives and controls your money. Understand this, and it will be a game changer in your mind.
Lucimir
Using @usepicnicbr has already saved me a lot of money in fees. It's not enough to just dollarize; you have to find a platform that doesn't take part of your money away in the process.
Filipe Telles
I am really impressed with the conversion rate. I use the card even in Brazil. Keeping my money in dollars and only converting to reais when I spend is so good 🤩
Rai Auad
Picnic shows genuine commitment and care for each user. This is the level of excellence that transforms technology into a premium experience.
Leandro Cunha
Excellent! I found it very easy — especially because I can use it on my phone. I am really enjoying it!
Juan Montoni
At Picnic, the custody is yours. You are the one who really receives and controls your money. Understand this, and it will be a game changer in your mind.
Lucimir
Using @usepicnicbr has already saved me a lot of money in fees. It's not enough to just dollarize; you have to find a platform that doesn't take part of your money away in the process.
Filipe Telles
I am really impressed with the conversion rate. I use the card even in Brazil. Keeping my money in dollars and only converting to reais when I spend is so good 🤩
Rai Auad
Picnic shows genuine commitment and care for each user. This is the level of excellence that transforms technology into a premium experience.
Leandro Cunha
Excellent! I found it very easy — especially because I can use it on my phone. I am really enjoying it!
Juan Montoni
At Picnic, the custody is yours. You are the one who really receives and controls your money. Understand this, and it will be a game changer in your mind.
Lucimir
Using @usepicnicbr has already saved me a lot of money in fees. It's not enough to just dollarize; you have to find a platform that doesn't take part of your money away in the process.
Filipe Telles
I am really impressed with the conversion rate. I use the card even in Brazil. Keeping my money in dollars and only converting to reais when I spend is so good 🤩
Rai Auad
Picnic shows genuine commitment and care for each user. This is the level of excellence that transforms technology into a premium experience.
Leandro Cunha
Excellent! I found it very easy — especially because I can use it on my phone. I am really enjoying it!
Juan Montoni
At Picnic, the custody is yours. You are the one who really receives and controls your money. Understand this, and it will be a game changer in your mind.
Lucimir
Using @usepicnicbr has already saved me a lot of money in fees. It's not enough to just dollarize; you have to find a platform that doesn't take part of your money away in the process.
Filipe Telles
I am really impressed with the conversion rate. I use the card even in Brazil. Keeping my money in dollars and only converting to reais when I spend is so good 🤩
Rai Auad
Picnic shows genuine commitment and care for each user. This is the level of excellence that transforms technology into a premium experience.
Leandro Cunha
Excellent! I found it very easy — especially because I can use it on my phone. I am really enjoying it!
Juan Montoni
At Picnic, the custody is yours. You are the one who really receives and controls your money. Understand this, and it will be a game changer in your mind.
Lucimir
Using @usepicnicbr has already saved me a lot of money in fees. It's not enough to just dollarize; you have to find a platform that doesn't take part of your money away in the process.
Filipe Telles
I am really impressed with the conversion rate. I use the card even in Brazil. Keeping my money in dollars and only converting to reais when I spend is so good 🤩
Rai Auad
Picnic shows genuine commitment and care for each user. This is the level of excellence that transforms technology into a premium experience.
Leandro Cunha
Excellent! I found it very easy — especially because I can use it on my phone. I am really enjoying it!
Juan Montoni
At Picnic, the custody is yours. You are the one who really receives and controls your money. Understand this, and it will be a game changer in your mind.
Lucimir
Frequently
Asked Questions
Still unsure? Check here the main questions or access our Help Center to learn more.
Still in doubt? Check here the main questions or access our Help Center to learn more.
Frequently
Asked Questions
Still in doubt? Check here the main questions or access our Help Center to learn more.
What is Picnic?
A single app to spend and gain benefits intelligently. At Picnic, it is possible to add balance, pay with an international Visa card, send and receive money. Everything in real time, with transparent fees and without bureaucracy.
How does the Picnic card work?
It is a debit card with a Visa brand for online and in-person purchases worldwide. You load funds onto the card and pay as usual; the conversion happens at the time of purchase. It also works with digital wallets.
How to request the card?
Open your account with just one click, complete the identity verification, and request the card. The creation of the virtual card is available first for immediate use. The physical card arrives for free at your address and activation is done through the app.
How to deposit funds?
You can add balance via Pix. Other methods are also available in the browser. The app shows step-by-step instructions and real-time confirmations.
What are the fees and limits?
Picnic is transparent; you always see the final amount before paying. • No annual fee. • Deposits and withdrawals via Pix: up to R$ 100 thousand per month. • Conversions with no Picnic fee. • Purchases in dollars on the card: no extra fee (ZERO spread). • Purchases in other currencies on the card: only the Visa spread (around 0.3%). • Buying and selling digital dollars: only the spread, around 0.5%. • You set your own daily spending limits, with no surprises.
How does cashback work?
Eligible purchases with the card earn weekly cashback. To activate it, maintain at least 0.1 GNO on the card during the calculation week. The credit is paid on the following Thursday. Some spending categories do not participate in the program.
Can I withdraw cash abroad?
You have 5 free withdrawals at ATMs per month or the ability to withdraw up to 200 USDC — whichever comes first. After the limit is exceeded: a fee of 2% for each additional withdrawal.
What is Gnosis Pay?
Have you noticed that our card is named Gnosis Pay? This is the partner company that issues the card along with Visa. You manage everything through our app, while Gnosis Pay operates the card infrastructure and payment processing.
How does the card generate savings?
The conversion is transparent and without any "gotchas." For purchases, we apply the standard Visa fee of 0.3%. There are no hidden spreads from Picnic. You know in advance how much you will pay in the local currency and how much will be deducted from your balance. This avoids surprises and often costs less than cards that embed fees in the conversion.
Why choose the Picnic Visa card?
Because it's a smart economy: balance via Pix, global acceptance of Visa, transparent pricing at the time of purchase, and weekly cashback. You can manage everything through the app, without having to open an account abroad and without bureaucracy.
Do I receive confirmation of deposit and purchase?
Yes. With each purchase, you receive immediate notification (if enabled in the app), see the amount in the local currency and converted, track the card balance, and can lock/unlock directly in the app.
What is Picnic?
A single app to spend and gain benefits intelligently. At Picnic, it is possible to add balance, pay with an international Visa card, send and receive money. Everything in real time, with transparent fees and without bureaucracy.
How does the Picnic card work?
It is a debit card with a Visa brand for online and in-person purchases worldwide. You load funds onto the card and pay as usual; the conversion happens at the time of purchase. It also works with digital wallets.
How to request the card?
Open your account with just one click, complete the identity verification, and request the card. The creation of the virtual card is available first for immediate use. The physical card arrives for free at your address and activation is done through the app.
How to deposit funds?
You can add balance via Pix. Other methods are also available in the browser. The app shows step-by-step instructions and real-time confirmations.
What are the fees and limits?
Picnic is transparent; you always see the final amount before paying. • No annual fee. • Deposits and withdrawals via Pix: up to R$ 100 thousand per month. • Conversions with no Picnic fee. • Purchases in dollars on the card: no extra fee (ZERO spread). • Purchases in other currencies on the card: only the Visa spread (around 0.3%). • Buying and selling digital dollars: only the spread, around 0.5%. • You set your own daily spending limits, with no surprises.
How does cashback work?
Eligible purchases with the card earn weekly cashback. To activate it, maintain at least 0.1 GNO on the card during the calculation week. The credit is paid on the following Thursday. Some spending categories do not participate in the program.
Can I withdraw cash abroad?
You have 5 free withdrawals at ATMs per month or the ability to withdraw up to 200 USDC — whichever comes first. After the limit is exceeded: a fee of 2% for each additional withdrawal.
What is Gnosis Pay?
Have you noticed that our card is named Gnosis Pay? This is the partner company that issues the card along with Visa. You manage everything through our app, while Gnosis Pay operates the card infrastructure and payment processing.
How does the card generate savings?
The conversion is transparent and without any "gotchas." For purchases, we apply the standard Visa fee of 0.3%. There are no hidden spreads from Picnic. You know in advance how much you will pay in the local currency and how much will be deducted from your balance. This avoids surprises and often costs less than cards that embed fees in the conversion.
Why choose the Picnic Visa card?
Because it's a smart economy: balance via Pix, global acceptance of Visa, transparent pricing at the time of purchase, and weekly cashback. You can manage everything through the app, without having to open an account abroad and without bureaucracy.
Do I receive confirmation of deposit and purchase?
Yes. With each purchase, you receive immediate notification (if enabled in the app), see the amount in the local currency and converted, track the card balance, and can lock/unlock directly in the app.
What is Picnic?
A single app to spend and gain benefits intelligently. At Picnic, it is possible to add balance, pay with an international Visa card, send and receive money. Everything in real time, with transparent fees and without bureaucracy.
How does the Picnic card work?
It is a debit card with a Visa brand for online and in-person purchases worldwide. You load funds onto the card and pay as usual; the conversion happens at the time of purchase. It also works with digital wallets.
How to request the card?
Open your account with just one click, complete the identity verification, and request the card. The creation of the virtual card is available first for immediate use. The physical card arrives for free at your address and activation is done through the app.
How to deposit funds?
You can add balance via Pix. Other methods are also available in the browser. The app shows step-by-step instructions and real-time confirmations.
What are the fees and limits?
Picnic is transparent; you always see the final amount before paying. • No annual fee. • Deposits and withdrawals via Pix: up to R$ 100 thousand per month. • Conversions with no Picnic fee. • Purchases in dollars on the card: no extra fee (ZERO spread). • Purchases in other currencies on the card: only the Visa spread (around 0.3%). • Buying and selling digital dollars: only the spread, around 0.5%. • You set your own daily spending limits, with no surprises.
How does cashback work?
Eligible purchases with the card earn weekly cashback. To activate it, maintain at least 0.1 GNO on the card during the calculation week. The credit is paid on the following Thursday. Some spending categories do not participate in the program.
Can I withdraw cash abroad?
You have 5 free withdrawals at ATMs per month or the ability to withdraw up to 200 USDC — whichever comes first. After the limit is exceeded: a fee of 2% for each additional withdrawal.
What is Gnosis Pay?
Have you noticed that our card is named Gnosis Pay? This is the partner company that issues the card along with Visa. You manage everything through our app, while Gnosis Pay operates the card infrastructure and payment processing.
How does the card generate savings?
The conversion is transparent and without any "gotchas." For purchases, we apply the standard Visa fee of 0.3%. There are no hidden spreads from Picnic. You know in advance how much you will pay in the local currency and how much will be deducted from your balance. This avoids surprises and often costs less than cards that embed fees in the conversion.
Why choose the Picnic Visa card?
Because it's a smart economy: balance via Pix, global acceptance of Visa, transparent pricing at the time of purchase, and weekly cashback. You can manage everything through the app, without having to open an account abroad and without bureaucracy.
Do I receive confirmation of deposit and purchase?
Yes. With each purchase, you receive immediate notification (if enabled in the app), see the amount in the local currency and converted, track the card balance, and can lock/unlock directly in the app.
Everything for your financial life
Inside or outside of Brazil: Receive, invest, and spend your money wisely.
